Flood Zone Determination


UCS has partnered with ServiceLink and CoreLogic to offer 2 types of flood zone determination reports: Basic & Life of Loan with free HMDA.

Basic

A guaranteed flood zone determination (FZD) that provides all the required FEMA flood map and community participation status information.

Life of Loan

A guaranteed FZD that provides all the required FEMA flood map and community participation status information. The FZD is monitored for FEMA flood map revisions and community participation status changes for the term of the loan to maintain compliance with federal regulations and secondary market guidelines. Additionally, our life of loan FZDs are transferable between servicers. A borrower’s notification letter is included with a FZD for properties located in a SFHA (Special Flood Hazard Area).

HMDA Information Included with Life of Loan

(Home Mortgage Disclosure Act) We provide the four required elements for free: Census Tract, Metropolitan Statistical Area, County Code, and State Code. HMDA information can be ordered with a FZD or independently in batch format.

Flood Zone Determination Report Sample

  • • Provides all the required FEMA flood map and community participation status information
  • • Enables you to maintain compliance with federal regulations and secondary market guidelines
  • • Can be automatically added to credit report
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